Condominium Insurance

Condominium Associations carry a master policy that covers the condominium building, commonly owned property and liability insurance for the association. However, coverage under the master policy often stops at the exterior walls of the building, leaving you responsible for the interior walls, floor coverings, kitchen cabinets, counter tops, bathroom fixtures and your personal possessions.  It is important to check with your condo association to determine what you are responsible for.  It is often necessary to purchase condo insurance, which provides coverage for damage to your unit, your personal property and for liability for injuries to other people.